Need an appraisal in Butler or Butler County?
The top 7 reasons why Pa homeowners need David Hesidenz Appraisals:
Own a house in or near Butler, Pa and need help deciding the value of it?
We at David Hesidenz Appraisals understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at David Hesidenz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Need to remove PMI?
A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you delete unneeded and unwanted PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that's going down. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from David Hesidenz Appraisals is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be troublesome from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from David Hesidenz Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a professional double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? David Hesidenz Appraisals can help you with that. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.