Appraisal services for Butler and Butler County homeowners
See the top reasons Pa homeowners order from David Hesidenz Appraisals:
Own a house in or near Butler, Pa and need help determining the price of it?
At David Hesidenz Appraisals, we understand the particular needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at David Hesidenz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At David Hesidenz Appraisals, we're experts in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Butler county's assessment of your property
If you live in an area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from David Hesidenz Appraisals is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. David Hesidenz Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for precision? David Hesidenz Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? David Hesidenz Appraisals can We can assist you. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.