Real estate appraisal services for homeowners in the city of Butler and Butler County

See the top 7 reasons Pennsylvania homeowners need David Hesidenz Appraisals:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
Remove PMI to reduce a mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Pennsylvania, when property needs to be divided
Settle an estate in Pennsylvania by determining the true market value of a property


	Do you own a house in or near Butler? Do you need help deciding the value of your real estate? Contact David Hesidenz Appraisals.

We at David Hesidenz Appraisals understand the special needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a homeowner that ordinarily doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at David Hesidenz Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge property tax assessments

If you live in a local area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from David Hesidenz Appraisals is your perfect weapon when contesting your property tax assessment.

Need to remove PMI?

An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. David Hesidenz Appraisals is seasoned in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. David Hesidenz Appraisals can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.